(A common question that was raised about a year or so ago). Well, we found an answer: http://www.wizards.com/products/tabletop-games/magic-104/index.wmt
How can we avoid a catastrophe in which the United States ceases to be a viable global economic power?
That’s the question that many of us are asking as we go through the aftermath of the 2014 midterm elections. The Republican Party’s failure to nominate a qualified candidate with a solid economic record has raised questions about whether it has truly abandoned its long-term goal of repealing the Affordable Care Act. Meanwhile, Democrats have failed to turn out their supporters to the polls amid concerns that they no longer possess a compelling alternative history to tell.
Given the nation’s political culture today, it seems natural that the Republican Party would do all it can to undermine the Democrats’ ability to govern. So how can we make it work?
One answer is to invest in better policy tools that can help prevent and fix problems. Here, however, I am reminded of a more general principle. In his classic 1961 contribution to American Political Science, political scientist Thomas Frank wrote that “the greatest danger we face is not that our political leaders will be bad; it is that the American people will be bad, and that the leaders will not be good enough to take care of them.”
Unfortunately, many of the solutions that I believe have merit—ranging from financial market regulation to a comprehensive strategy for rebuilding the Democratic Party—have traditionally gotten little attention from government policymakers. Frank believed that such policy priorities could make a significant contribution to the nation’s economic well-being.
However, in many areas, government policies, such as the financial regulation that preceded the 2010 Dodd-Frank Act and Dodd-Frank itself, have already failed to do enough.
The most obvious and disturbing aspect of these failures is that they reflect failures in government policy, not just in the administration of financial regulation.
In most of the major areas, the federal government has failed to do what it is required to do in order to address systemic risks. The financial system has largely been shielded from financial risks through regulation, while the private sector has had to deal with risk by itself. As a result, banks have been able to get away with much greater fraud, and the private sector has never been able to fully realize the benefits of financial market reform.
When financial regulations aren’t doing their job, we suffer. The lack of oversight
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